By allowing small businesses to put less money down and minimize their cash flow considerations, we make owning real estate an option for many small businesses that otherwise might not have the opportunity. Business owners can use their excess capital and increased cash flow to concentrate on growing their businesses instead of putting it into their real estate (a non-income-producing asset). And this is all in addition to the benfefits that come from simply owning instead of renting.
Our SmartChoice® Commercial Loan provides up to 90% financing for commercial real estate with low monthly payments at below-market interest rates and in the process also creates new jobs for the community.
The following is a detailed comparison of the financing variables typically available to small business owners who want to acquire/construct their commercial real estate.
Hopefully the above comparison helps you understand the benefits of our SmartChoice® Commercial Loan. If you have questions about this information, don't hesitate to contact us so we can help clarify things for you.