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About Us

The SBA 504 Experts

Mercantile Capital Corporation was founded in 2002 to do one thing: help small business owners buy, build, and renovate their owner-occupied commercial real estate. We believe the SBA 504 loan program is the best and smartest way to fund these projects. Among other things, it allows us to offer lower down payments, longer terms, and lower fixed monthly payments than ordinary commercial financing. We’re so convinced that SBA 504 loans are the smart choice for most small business owners that we made the SBA 504 loan our specialty and we work hard to provide the best service to our small business clients.

Since 2002, we’ve closed loans in 40 of the 50 states (plus Puerto Rico and D.C. which aren’t exactly states, but they still count) and we’ve become an industry-leading construction administration specialist as well. We love the challenge of working with small business owners from very different industries with very different financial situations from all over the country. Our executive team has about a hundred years’ worth of combined experience in commercial lending and development and fully understands what it’s like to be in our clients’ shoes, having been on both the lending and borrowing ends of the financing process.

Some recognition we’ve received over the years:

  • 500/5000 honoree (thrice)
  • SBA Financial Services Champion (thrice)
  • NADCO Banker of the Year
  • Orlando Business Journal Outstanding Small Business
  • Orlando Business Journal Best Place to Work
  • Seminole County (FL) Regional Chamber of Commerce Business of the Year

In April 2015, Mercantile became a wholly-owned subsidiary of IBERIABANK. Even though we’re part of a larger regional bank, we’ve worked hard to maintain our identity as an entrepreneurial lender hell-bent on being better, faster, and funner than anyone else in our industry. If you ever have any questions about how or why we do what we do, let us know. We’re here to help.

Since Inception: Loans Closed Jobs Created/Retained Total Project Costs Financed
As of 3/31/15 559 8,826 $1.57 billion