I had a accident in Australia a yr ago. I was in the hospital for 7 day there, I had a moderate operation in which they put me out .

The total bill, socialize medicine bill, was $8700. I tired to find out the cost for the same treatment here in Tempe Az, it was $38000. Our USA system is definitely not 4 times better than Australians medical systems.

My conclusion we absolutely need reform, but what we will be getting –is sort of going side ways, that is politics for you!!!.

So how about some SBA appraisals coming my way!!!

Chris, they need tax cuts and other programs to help them. Chris, they are the backbone of business world in our country. The only thing that we can do out here is to complain to our people in Congress and make sure we vote in 2010 to rid ourselves of these do nothing politicians that are only concerned about themselves.

I am an IDB specialist and do projects throughout Florida.

So far, this administration has proposed only what the lenders want – incentives to stimulate more borrowing so the lenders can make more 90% guaranteed loans – ie lending without risk.

As a CDC, it is clear to us that many of our 1600 clients in our portfolio don"t need and cant afford MORE debt.

They need loan modifications to make their monthly payments more affordable. The financial institutions that are "too big to fail" were given billions so they could stay in business – but haven't been asked to make any accommodations to their borrowers who need loan modifications. Every foreclosure on owner-user property puts more people out of work. It is hard to make headway in creating jobs when we are doing nothing to stop the loss of existing jobs.

You have a great PR person!

WE HAVE THE NEED BUT THOSE THE CONGRESSIONAL REPUBLICAN AND BLUE DOG DEMOCRATS-OF WHICH I AM A STRONG SUPPORTER- COME TOGETHER IN A MEANINGFUL WAY TO ADDRESS THESE PROBLEMS AS I HAVE OUTLINED IN THIS NOTE. WE ARE ALL GOING TO LOOSE. AS A RETIRED BUSINESS MAN I HAVE CONSULTED WITH SEVERAL OF MY SMALL BUSINESS ASSOCIATES AND THEY ALL TO A MAN AND WOMAN SAY THEY NEED THIS HEALTH BILL TO PASS. IT WANT MEET ALL OF OUR NEEDS BUT IT WILL POINT US IN THE RIGHT DIRECTION. AS KENNEDY SAID LETS PASS IT AND MODIFY IT AS NEEDED TO. SMALL AND MEDIUM SIZE BUSINESS CAN NOT BE COMPETITIVE IF THEY KEEP GETTING 20,30 & 40% ANNUAL INCREASES IN THEIR EMPLOYEE INSURANCE COST. THE ONLY INDUSTRY IN THESE UNITED STATES THAT'S UNCONTROLLED AND VERY PROFITABLE TO THOSE OF US THAT BY THEIR STOCK, IS THE INSURANCE INDUSTRY. NOW LETS TALK ABOUT THIS AND PLEASE COUNT ME IN.

NOW PER YOUR TALKING POINTS TOMORROW
1. Implement a meaningful payroll tax holiday for both employers AND employees (January 1st to July 1st, or better yet, ALL of 2010). GOOD IDEA! BUT WITHOUT BANK LOANS TO SMALL & MEDIUM SIZE BUSINESS AND CONTROL OF EMPLOYEE INSURANCE COST WHO WILL IT HELP?

2. Permanently abolish the capital gains tax on any investments made in eligible small businesses (fewer than $100MM or under 500 employees) during 2010. TOTALLY AGREE!!!! BUT LESS DEFINE "ELIGIBLE SMALL BUSINESSES" FIRST OK!

3. Repeal or drastically modify Sarbanes-Oxley, as it has only hampered business growth and hasn't done nearly as much good as was intended (I call it the "Accountant Full-Employment Act"). DISAGREE, MODIFY AND CORRECT ITS ERRORS BUT OTHERWISE LEAVE IT ALONE.

4. Get health reform RIGHT — the plans in circulation are still missing two very important things: tort reform and the ability to purchase health insurance across state lines. AGREE BUT LESS PASS IT AND MODIFY AS NEEDED
GOOD LUCK TOMORROW.

The bottom line is jobs.

Look back on all recessions and they start with housing which start by various factors. This past one was caused by high oil and gas prices. Which then exploited the horrible types of mortgages and lax lending guidelines. Now, like on an icy road we are over steering the car and crashing.
Lending guidelines now are the toughest in the last 19 years I've been in the mortgage business.
Our government needs to unleash trillions of dollars creating millions of LONG term jobs for all facets of infrastructure, R+D, and energy.
Doing this will give people the confidence to make big long term purchases like a house and autos. Which lead to many other purchases.
Good luck tomorrow!

If we are earning money we are willing pay taxes. We need more "BUSINESS LENDING TO CREATE JOBS'. I have been trying to get an SBA Loan since April 2009 and I have not been successful. My company created hundreds of jobs each year and now nothing.

We are existing on our assets and when they are gone, we will not have the collateral to get back on our feet. If small business gets too far down they cannot get up. We are falling off the cliff.