Testimonials
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Ray Romano
CB Richard Ellis
“Most people, when you mention the SBA, get wide-eyed and they immediately think of piles of paperwork. I always tell them about the advantages of the 504 that I"m aware of and then tell them to call Chris [Hurn] because he can explain it much better than I can — he"s an expert and this is all these guys do. If you ask me about SBA loans, I will say that you have to go through MCC. There are other banks out there that say they can do a 504 loan, but if they don"t do it that often, you"re probably headed for one of the stereotypical SBA experiences with lots of paperwork and hassles. The 504 loan is a perfect fit for most small and mid-sized businesses looking to buy a condo unit. I know that the program definitely has its advantages, and I would rather somebody talk to Chris and hear it from an expert at 504 loans.
I"ve had a lot of great feedback from my clients that have worked with MCC. They want to own their property without putting a lot of money down and they want to work with somebody who can do it quickly and easily. I know it"s not easy to make all that happen, and I"m sure Chris and the guys and girls at MCC know it"s not easy, but they"re getting it done well and making it seem easy for the client. I don"t want it to become complicated or a hassle for people. I want it to be a smooth and easy process, so that they come back again and again”
“We spoke the same language. They’re entrepreneurs and small business owners, too. I have a lot of respect for both of those guys [Chris Hurn and Geof Longstaff]. Geof is a long-time entrepreneur. He’s been doing this for a long, long time and he’s well-respected in the community. They’re good people for sure.”
Rob Marler
Owner, Direct Wireless
“Just a quick word of thanks for your help on our recent loan. Your team had the expertise to understand the financial data for this specialty industry and to see the strong potential of this investment. Your application process was smooth, the appraisal was handled quickly and competently, the loan documents were ready for review when promised, closing took place on time and with obvious professionalism. I help investors in the field of child daycare across the U.S. and I’ve worked with a lot of banks. I am impressed with your service and I will look forward to working with you again.”
Dr. Ben Stafford
Owner, Day Care Franchise
“The loans for our first two franchised locations are through a local branch of a national bank. We had been dealing with them through the whole process for our third store and there was miscommunication between the local institution and an SBA group who they were working with. Unfortunately, somebody dropped the ball along the line on those two parts. This was well into our procedure for opening and getting going on this store. We were to the point where we had to move forward because we had invested X number of dollars and we just couldn’t sit. Carol saw Chris’ article in Franchise Times, we did some investigation and found out MCC is well-versed in the SBA 504 loan, so we decided to call. They were very helpful, picked up the ball where somebody else had dropped it and did a very good job. They worked through it, got us financed, and now we’re open for business. We’re so very appreciative of the effort of all of the MCC staff.”
Carol and Rich Kendall
Owners, Dall-Haus, Inc. (Culver’s Franchise)
“It has been a pleasure working with MCC. They were very responsive to our request and processed the loan from origination to closing in a professional manner; for which our client was most appreciative. In addition, I believe that they have done a stellar job in making the marketplace aware of the 504 Loan program and I am looking forward to our next loan closing with them.”
David J. Patten
Principal, Commercial Mortgage Advisors, Inc
“Mercantile Commercial Capital makes the lending process efficient for both me and my clients. We’ve worked together on several deals, and they keep me updated with my clients’ progress at every turn. MCC’s knowledge when it comes to commercial real estate is truly impressive. I have enjoyed the professionalism and expertise that MCC has contributed to this process.”
Jeff Miller
Broker, Coldwell Banker Commercial NRT
“Financing a project is like threading a needle – it takes a few stabs before you get it. Not so with Mercantile. I know what I wanted and what I needed in financing to purchase a “dream” deal this past April. The realtor who put it together told me about Mercantile. Threading the needle became a cinch. They know exactly how to package the financing and simplify the process until closing. I literally just put my signature on the dotted line and the building was mine.”
Carlos Giraldo
Profile Sales Executive, Central Reservations Services
“Most people, when you mention the SBA, get wide-eyed and they immediately think of piles of paperwork. I always tell them about the advantages of the 504 that I’m aware of and then tell them to call Chris [Hurn] because he can explain it much better than I can — he’s an expert and this is all these guys do. If you ask me about SBA loans, I will say that you have to go through MCC. There are other banks out there that say they can do a 504 loan, but if they don’t do it that often, you’re probably headed for one of the stereotypical SBA experiences with lots of paperwork and hassles. The 504 loan is a perfect fit for most small and mid-sized businesses looking to buy a condo unit. I know that the program definitely has its advantages, and I would rather somebody talk to Chris and hear it from an expert at 504 loans.
I’ve had a lot of great feedback from my clients that have worked with MCC. They want to own their property without putting a lot of money down and they want to work with somebody who can do it quickly and easily. I know it’s not easy to make all that happen, and I’m sure Chris and the guys and girls at MCC know it’s not easy, but they’re getting it done well and making it seem easy for the client. I don’t want it to become complicated or a hassle for people. I want it to be a smooth and easy process, so that they come back again and again”
Ray Romano
Broker, CB Richard Ellis
“We recently worked with Chris on a project here in Iowa and without his support and assistance, the project would not have happened. Although located in Florida, Chris responded to our clients’ far away call for assistance and based upon both his knowledge and commitment to the SBA 504 Loan Program, elected to assist the small business in its third business endeavor here in Iowa. We, as the CDC in the project, are very appreciative of his efforts and commitment to the program.”
Stephen A. Brustkern
Executive Director, Black Hawk Economic Development, Inc.
“Chris is an excellent listener. I explained my needs, presented him with a major challenge based on a sense of urgency, and he came through with flying colors. I wish I had found out about Chris sooner as I had already gone through the approval process with two other lenders. He has the ability to evaluate a business proposal, make a decision and get back to the client in an expeditious manner. From that point on, the process moved along smoothly and quickly.”
Chris Bedgio
Progressive Floors
“Mercantile Commercial Capital was a wonderful resource for TLC Engineering for Architecture.” By crafting a unique solution, MCC gave us favorable financing for our commercial real estate loan, thus allowing us to realize ownership of this appreciable asset (our building) more quickly. The folks at MCC were courteous, professional, and held our hands as they walked us through the entire process.”
Debra Lupton
Chief Executive Officer, TLC Engineering for Architecture
“As a start-up business, you always hope that a lender will believe in your vision and give you the money you need to help make it become a reality. MCC has done that and more! Their caring manner and quick responsiveness has exceeded my expectations in every way. I would encourage any business to consider them when they need financing.”
Sarah Brazier
President and CEO, Liberty Academy Daycare and Preschool
“Our experience with MCC was so positive that we went straight back to them for more commercial transactions. Thanks for your help MCC!!”
Lance Stemples
Owner, Leaps and Bounds, LLC
“The loan officers at Mercantile treated us like family, and made the financing of our property for our family business smooth, and easy. We will continue to do business with Mercantile for any future lending needs.”
Mario Costa
Owner/Director of Operations, Infinite Personal Possibilities, Inc.
“I have been very pleased with the handling of my commercial loan. As I have a very busy schedule, I was very grateful that within days my loan had been approved without having to leave my office except for the signing of the closing documents. The staff at Mercantile Commercial Capital has been very courteous and helpful in every way. Chris and Geof are very knowledgeable in SBA loans and this made the transaction extremely efficient.”
Mojka Renaud
Owner, Holistic Options
“MCC guided us through the SBA program avoiding all the various pitfalls and time-consuming problems usually encountered in dealing with any government agency. MCC is very knowledgeable and efficient with the 504 Loan program. If you could use an SBA 504 loan, I highly recommend that you call MCC.”
John Glancy
President, Food with Care, Inc.
“MCC kept the process as painless as possible, all issues were addressed and solutions found very quickly and with as little involvement from FBS as possible, leaving us time to conduct our business as usual. Also, MCC is very knowledgeable and informative. If an answer was not available, someone always knew who or where to go to get the information. We could not have completed this transaction without MCC. Mr. Hurn took care of all aspects of this loan and left us to do what we do best. As our second property with Mr. Hurn, both transactions were smooth and completed on or ahead of schedule.”
Max and Denise Clark
Owners of MEC Enterprise, dba Financial Business Services (FBS)
“We thank the whole MCC team for helping us realize our dream of owning our own office building. After meeting with several commercial lenders and basically getting the run around, we were referred to Chris and Geof. From the minute we sat down to discuss our project, we felt comfortable that we were working with dedicated professionals who actually cared about us and would do whatever it took to get the deal done. We constructed our offices and found the whole process from inspections, to draws, to the ultimate loan closing, to be very efficient, and everyone throughout their organization always responded timely to any of our requests. The bottom line is that we would recommend MCC to any small business owner looking to reap the benefits of owning their building. As we expand our business, we will be looking to MCC to continue being our partners.”
Curt Roese
Co-Owner, Exit Westmont Realty
“MCC holds your hand through the process. I love the facility and the fact that the money I put into it is mine. It’s like owning your own home.”
Eddie Diaz
President, Encore Creations
“My appreciation for the guidance, service, and commitment extended during and after the closing of my loan cannot be overstated. I am very proud of our new office building and the long-term business reflection it has made to this community. A sincere thank you to Chris Hurn and Geof Longstaff for their help in making this possible. Having our own location with its visibility has made a substantial difference in our business. The MCC 504 program fit our situation to a tee and I was impressed with the ease in which it was all completed!”
Joe Bert
Owner, Chairman and CEO, Certified Financial Group, Inc.
“(MCC was) very knowledgeable, very willing to help, and very attentive throughout the entire loan process. Phone calls (were) returned in a very timely manner. We have been very satisfied.”
David Bell
Vice President, Consumer Connections Corp.
“I would definitely recommend MCC to a friend or client that‘s looking to own their own commercial property”
Larry Breen
President and CEO, Breen Financial Management
“This process involved several significant issues, all of which required thoughtful input. MCC was great at handling these issues. We communicated [with MCC] what must have been over 100 times. [We] look forward to doing more business with MCC.”
Anu Saxena
Co-Owner, ASC Geosciences
“Tony & Chris are always just a phone call away. The process …thanks to them was almost painless. I would most definitely do business with them again….and I am recommending them to my friends.”
Jose Llull
Owner, All Therapy Group
“I was referred to MCC from our commercial real estate broker. We were evaluating several other lenders as well, including SunTrust who provides our operating and trust accounts. We liked the 504 loan program better because it offered more flexibility. With the 504 loan, we were able to finance add-ons in addition to the building amount. We added a new conference table, reception area, bookcases and other equipment. The interior and exterior design enabled us to attract quality tenants, so having those funds available added an immediate financial return.”
Lynn Henricks
Owner, Henricks & Associates
“Our commercial real estate rep, recommended MCC to us. We did shop conventional lenders, but most of them couldn’t touch what MCC offered, both in terms of down payment and rate at that particular time. Everyone there was very attentive to us. We didn’t have to wait for anything, so it was a very pleasant experience, and we’ve done it with them twice now.”
Rob Marler
President, Direct Wireless
“Our attorney recommended MCC and we were offered everything that we needed. They believed in us and we very personable. Chris and Geof spent a lot of time with us and got very involved. It definitely wasn’t your standard commercial bank, where you fill out two mountains of paperwork and then cross your fingers! MCC worked with us hand in hand. Overall it was a nice experience and Geof has continued to be involved. Our new building went haywire during the build-out and Geof came over just to give me a hug. I’ll never forget that.”
Maddie Sutphin
Owner, Consumer Connections
“After eliciting quotes from several different banks and lending institutions‚ we felt that MCC best suited what we were trying to accomplish with the monies we had to attain that goal. Their loan program worked very well for us by allowing us to acquire the property with a reasonable down payment, which was not like the offers we received from some of the more well-known lending institutions. We are anticipating a grand opening in late October for our new premises and are very excited about it.”
Gerry Finan
Owner, Aabsolute Massage and Skin Care
“They took care of a lot of the paperwork.”
Brian Millard
Chief Financial Officer, ADS Telecom


















