Specializing in the SBA 504 loan for the past 15 years, we’ve simplified the process for small business owners to obtain a 504 loan to purchase or construct owner-occupied commercial real estate. Contact us to learn how the 504 loan can benefit your business.
504 Loan BasicsWe have the experience and expertise to help entrepreneurs realize their dreams of owning their commercial real estate by providing them with small business loans across virtually every type of eligible business and property types.
Property Types FinancedA construction loan has many moving parts, and with Mercantile you’re not just getting a lender, you’re getting a partner who’s will guide you through what can be a complex process. Whether building a new facility or just making renovations put our expertise to work.
Construction AbilitySmall business owners can now access equity trapped in their commercial real estate and reduce their debt payments by refinancing their conventional real estate loans through the SBA’s Permanent 504 Refinance Program.
Read More20 Year
5.02%20 Year Refi
5.07%10 Year
5.11%*Full-term effective rates as of April 2018 shown – includes all servicing fees.
Our free commercial loan calculator for small business owners who want to make smarter financing decisions! (Also a great tool for folks who advise small business owners.)
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