The SBA 504 Experts

About Mercantile Capital

Mercantile Capital was founded in 2002 to do one thing: help small business owners buy, build, renovate, and refinance their owner-occupied commercial real estate. We believe the SBA 504 loan program is the best and smartest way to fund these projects. Among other things, it allows us to offer lower down payments, longer terms, and lower fixed monthly payments than ordinary commercial financing. We’re so convinced that SBA 504 loans are the smart choice for most small business owners that we made the SBA 504 loan our specialty and we work hard to provide the best service to our small business clients. Since 2002, we’ve closed loans in 40 of the 50 states (plus Puerto Rico and D.C. which aren’t exactly states, but they still count) and we’ve become an industry-leading construction administration specialist as well. We love the challenge of working with small business owners from very different industries with very different financial situations from all over the country. Our executive team has about a hundred years’ worth of combined experience in commercial lending and development and fully understands what it’s like to be in our clients’ shoes, having been on both the lending and borrowing ends of the financing process.

Since 2002 . . .

Loans Closed with the SBA 504 Program


Jobs Created or Retained


Total Project Costs Financed

$2.444 bil

Some Recognitions Over the Years:

Inc 500 Award

Inc. Magazine 500 & 5000 honoree

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SBA Financial Services Champion

best places to work

Orlando Business Journal Best Place to Work

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NADCO Banker of the year

Orlando Business Journal

Orlando Business Journal Outstanding Small Business

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Seminole County Regional Chamber of Commerce Business of the Year

More info about us

In April 2015, Mercantile became a division of IBERIABANK. Being a part of a large regional bank gives us the tools to better assist entrepreneurial business owners with their financing needs. Even though we’re part of a large regional bank, we’ve worked hard to maintain our identity as an entrepreneurial lender, hell-bent on being better and faster, while still having more fun than anyone else in our industry. If you ever have any questions about how or why we do what we do, let us know. We’re here to help.

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to One of Our SBA 504 Loan Experts

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