How Beer Happened, with the Help of Our SBA 504 Loan

The Islamorada Beer Company began operations in the Florida Keys in 2014 and grew pretty quickly. So quickly, in fact, that they soon had to outsource production to other breweries in order to keep up with demand. They knew that the best way to meet their demand, continue to grow their business, and have the ability to grow distribution throughout the state of Florida was to build their own state-of-the-art brewery.

We worked with Tyrone Bradley, President and Cofounder of Islamorada Beer Company, to structure an SBA 504 loan to include financing for the acquisition and improvements to the property, as well as the purchase and installation of all the equipment needed to brew and distribute 8 different beers sold under the Islamorada Beer Company label. Being able to brew their beer in-house saves the company money on outsourcing and allows them to better control the quality and consistency of their product. The property, their second location, located in Fort Pierce, Florida also includes a brew pub.

Islamorada view from brepub - Left

“We are excited to be part of the SBA 504 program and thankful to everyone at Mercantile Capital Corporation who made it possible. Because of this program we were able to not only finance our equipment and build-out but also refinance our building. We are currently up and running with a total of 11 new employees who are helping us produce the Island State of Mind which we set out to create when we started this small business. We are hoping by year’s end to be throughout the state of Florida. We could not have accomplished this without the help of Mercantile.”
— Tyrone Bradley – President

Beer Flight - bottom

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